FCLM Enhanced Benfits | Fundamental Care Insurance
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Enhanced Benefit Programs for Fundamental Care Staffing Plans

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ENHANCED BENEFIT Programs

Designed to help employers add significant plan value to their  health insurance offering, primarily for their variable-hour workforce of: part-time, hourly, or seasonal employees.  It offers benefit programs tailored for those typically non-benefited employees who are either not offered or cannot afford comprehensive medical plans.

 

The Enhanced Benefit Plans are sourced from strategic vendor partners who are directly contracted with and administered by Coterie Advisory Group Inc.

EAP
Doctor and Patient

First Health Physician and Hospital PPO Network

  • National PPO network, with wide-ranging access in both urban and rural areas- more than 96 percent of people in the United States are within 20 miles of a network provider

  • Participating providers recognize and accept their First Health logo’ed ID Card

  • Part of the Aetna family of companies and holds direct contracts with providers

Pharmacist

NBFSA Pharmacy Network and Prescription Discounts

  • Nationwide pharmacy network includes all major chains, retailers, grocers, and independents

  • Offers Copay Card and Discount Card

  • Members have access to unsurpassed service and superior savings on a wide variety of prescription drugs

Man Trying App

MDLIVE Telemedicine

  • $0 consult fee and unlimited visits for all covered family members

  • 24/7 access to consult with a licensed physician by phone or video that can write non-maintenance prescriptions when applicable

  • Nation’s largest telehealth network

Counseling

SUPPORTLINC EAP

  • Telephonic behavioral health counseling

  • In-person behavioral health counseling

  • Nationwide network of 20,000+ counselors

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myEwellness

  • Personal health tools

  • Educational videos

  • Diet, fitness, and overall health strategy

Insurance Agent

Term Life Insurance

  • Life insurance is essential to protecting the financial well-being of working men and women and their families

  • Committed to helping people see the importance of planning ahead for the security of themselves and their families

  • Term Life Insurance benefit underwritten by Amalgamated Life Insurance Company

Dental Tools in Pocket

Cigna Dental Discount Network

  • Cigna Dental Savings is a discount dental program

  • Access to Cigna's nationwide network of 92,000* dentists and dental specialists

  • Program provides access to a large network of participating dentists that have agreed to offer their services at discounted rates averaging 31%* savings on dental care

Smiling Professional Looking Woman

EyeMed Vision Care Discount Network

  • EyeMed Vision Saving Program is a discount vision program

  • Access to more than 65,000 providers in over 26,000 locations, including participating retailers such as LensCrafters®, Sears Optical®, Target Optical®, JCPenney®, Optical and most Pearle Vision® locations

  • Savings of 35% off normal retail prices on frames (complete pair) and 20% off lens add-ons

Doctor and Patient

Akos Direct Primary Care

  • 24x7x365 Direct Primary Care solution which goes well beyond telemedicine

  • Virtual doctor office visits with a primary care doctor for acute care and help manage chronic conditions

  • Coordination of care and writing prescriptions from the comfort of your home and convenience of a smartphone app

Physiotherapy

ChooseHealthy Chiropractic & Alternative Medicine Savings Network

  • Discounts of 25% off usual and customary fees for services from a national network of participating chiropractors, massage therapists and acupuncturists.

  • Over 19,000 participating providers nationwide

  • No limit to the number of visits, and services for you and your immediate family members

Lab Experiment

DirectLabs Discount Lab Services

  • Direct access to major clinical labs across the U.S. for important blood tests at discounted prices

  • Services include lab, blood, fecal, urine, saliva and hair tests.

  • Tests are offered at a savings of 20% - 80% off typical lab costs and through the same CLIA- certified accredited labs used by your physician.

Doctor Examining CT Scan

One Call Medical Imaging Savings (MRI, CT Scans)

  • Access to discounted diagnostic imaging at over 2,900 radiology centers nationwide. Through an exclusive partnership with One Call Medical (OCM), Galaxy can offer

  • Discounts to members for advanced diagnostic imaging procedures such as Magnetic Resonance Imaging (MRI) and Computed. Tomography (CT) scans

  • Savings range from 40% to 75% off MRI and CT scans.

A Man Looking at his Tablet Device

eDocAmerica Benefits

  • 24/7 online, smartphone app, and telephonic access to a team of physicians, psychologists, pharmacists, dentists, dietitians, fitness trainers, and more

  • Helps to avoid unnecessary office visits, catch problems earlier, reduce absenteeism

  • Services are unlimited and for the entire family.

Customer Service Rep

Access Patient Advocacy

  • Patient Advocates are highly trained administrative experts that will assist you and assign you a personal Patient Advocate who will take responsibility for helping you 

  • Provides assistance with: Finding doctors, hospitals and other healthcare providers which can save Members considerable time and money;

  • Negotiating lower prices or payment schedules on hospital, doctor and other medical bills; Locating hard to reach specialists, critical illness providers and medical institutions; Solving billing and related administrative issues; Identifying specialist physicians and medical institutions; Coordination of medical record transfers; Accessing community resources; And much more!

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